OTP/MAC token applicationHighly secured user authentication and transaction confirmation method using rfc 6238 OTP: Time-Based One-Time Password Algorithm and MAC mechanism (Message Authentication Code).Fully compliant with PSD2 RTSFunctions:- Possibility to generate one-time password/code for login in web-bank- Possibility to generate one-time password/code for payment transactions signing in web-bank.Internet connection is NOT required.Camera is required to scan QR (on your webbank payment page) to generate unique code to sign a payment.